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Quotes For

Life Quotes
Top 22 Quotes for Life

by admin September 10, 2022

by admin September 10, 2022

Top 22 Quotes for Life .The objective of life is not to be satisfied. It is to…
Love Quotes
The Best Quotes for Her Love

by admin December 7, 2019

by admin December 7, 2019

The Best Quotes for Her Love . If the love holds true and also destined to be,…
Kindness Quotes
24 Best Ideas Quotes for Kindness

by admin November 8, 2019

by admin November 8, 2019

24 Best Ideas Quotes for Kindness . Compassion quotes can help kids recognize compassion in brand-new methods…
Friendship Quotes
The top 21 Ideas About Quotes for Old Friendship

by admin August 31, 2019

by admin August 31, 2019

The top 21 Ideas About Quotes for Old Friendship . Friendships are birthed in a million different…
Leadership Quotes
22 Best Ideas Quotes for Leadership

by admin June 22, 2019

by admin June 22, 2019

22 Best Ideas Quotes for Leadership .When you’re in the trenches of leading groups as well as…
Mothers Day Quotes
35 Ideas for Quotes for Loss Of Mother

by admin August 16, 2018

by admin August 16, 2018

35 Ideas for Quotes for Loss Of Mother . Mother’s Day arrive on Sunday, Might 12 this…
Birthday Quote Ideas
The Best Ideas for Quotes for Best Friend Birthday

by admin July 2, 2018

by admin July 2, 2018

The Best Ideas for Quotes for Best Friend Birthday . Our internet site supplies a great number…
Baby Quotes
21 Best Quotes for Your Baby Boy

by admin June 19, 2018

by admin June 19, 2018

21 Best Quotes for Your Baby Boy .You understand you re going to have a kid however…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?