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Mothers Day Quotes
The 35 Best Ideas for Quotes About A Mother and Her son

by admin April 14, 2019

by admin April 14, 2019

The 35 Best Ideas for Quotes About A Mother and Her son .Mom’s Day is the unique…
Love Quotes
20 Best Ideas Quotes About Fate and Love

by admin February 12, 2019

by admin February 12, 2019

20 Best Ideas Quotes About Fate and Love . If the love holds true and predestined to…
Quotes for Kids
20 Ideas for Quotes About Reading to Kids

by admin November 8, 2018

by admin November 8, 2018

20 Ideas for Quotes About Reading to Kids .Individuals from every walk of life have something to…
Family Quotes
The Best Ideas for Quotes About Family and Love

by admin September 7, 2018

by admin September 7, 2018

The Best Ideas for Quotes About Family and Love . Household Quotes app is a significant collection…
Friendship Quotes
21 Best Quotes About Friendships Ending

by admin July 17, 2018

by admin July 17, 2018

21 Best Quotes About Friendships Ending . Friendships are born in a million various means, and also…
Quotes for Kids
The 20 Best Ideas for Quotes About Parents Love for Child

by admin July 6, 2018

by admin July 6, 2018

The 20 Best Ideas for Quotes About Parents Love for Child .Growing up is never ever simple,…
Love Quotes
Best 20 Quotes About Love and Hate

by admin May 27, 2018

by admin May 27, 2018

Best 20 Quotes About Love and Hate . When you have actually located the one individual that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?