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Kindness Quotes
24 Best Ideas Quote About Random Acts Of Kindness

by admin August 2, 2024

by admin August 2, 2024

24 Best Ideas Quote About Random Acts Of Kindness . Compassion quotes can help children recognize empathy…
Relationship Quotes
30 Best Quote About Lies In Relationship

by admin December 19, 2019

by admin December 19, 2019

30 Best Quote About Lies In Relationship . All relationships go through heck, actual partnerships obtain via…
Relationship Quotes
The Best Ideas for Quote About Trust In A Relationship

by admin September 7, 2019

by admin September 7, 2019

The Best Ideas for Quote About Trust In A Relationship . All connections go via hell, genuine…
Baby Quotes
The top 21 Ideas About Quote About Having A Baby Boy

by admin October 6, 2018

by admin October 6, 2018

The top 21 Ideas About Quote About Having A Baby Boy .You understand you re going to…
Family Quotes
Top 23 Quote About Family and Friends

by admin August 30, 2018

by admin August 30, 2018

Top 23 Quote About Family and Friends .Household is one of one of the most crucial, if…
Positive Quotes
35 Best Quote About Thinking Positive

by admin July 31, 2018

by admin July 31, 2018

35 Best Quote About Thinking Positive .These sensible and also beautiful words from your preferred favorable thinkers…
Quotes for Kids
The top 20 Ideas About Quote About Death Of A Child

by admin June 11, 2018

by admin June 11, 2018

The top 20 Ideas About Quote About Death Of A Child .We typically think about just how…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?