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New Nail

Nail Colors
The Best Ideas for New Nail Colors

by admin February 25, 2020

by admin February 25, 2020

The Best Ideas for New Nail Colors .In right royal style, striking teal has been rocked by…
Nail Styles
22 Best New Nail Styles

by admin April 12, 2019

by admin April 12, 2019

22 Best New Nail Styles .If you desire to do it on your very own, constantly bear…
Nail Ideas
The Best Ideas for New Nail Ideas

by admin October 12, 2018

by admin October 12, 2018

The Best Ideas for New Nail Ideas .When the bright white tones of summer have actually vanished…
Nail Colors
Best 22 New Nail Colors 2020

by admin July 11, 2018

by admin July 11, 2018

Best 22 New Nail Colors 2020 .When considering the colder season, you could safely anticipate that the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?