Tag:

Mother Daughter

Bracelets
The top 21 Ideas About Mother Daughter Bracelet

by admin October 3, 2024

by admin October 3, 2024

The top 21 Ideas About Mother Daughter Bracelet .Bracelets are an exceptional gifting choice for the holidays…
Mothers Day Quotes
35 Ideas for Mother Daughter Quotes for Tattoos

by admin July 16, 2019

by admin July 16, 2019

35 Ideas for Mother Daughter Quotes for Tattoos .Mother’s Day is the unique season when you get…
Mothers Day Quotes
The 35 Best Ideas for Mother Daughter Best Friend Quotes

by admin June 28, 2019

by admin June 28, 2019

The 35 Best Ideas for Mother Daughter Best Friend Quotes . Mother’s Day come down on Sunday,…
Mothers Day Quotes
The Best Ideas for Mother Daughter Quote Tattoos

by admin June 21, 2019

by admin June 21, 2019

The Best Ideas for Mother Daughter Quote Tattoos .Mom’s Day is the unique season when you reach…
Mothers Day Gift Ideas
30 Best Ideas Mother Daughter Christmas Gift Ideas

by admin May 18, 2019

by admin May 18, 2019

30 Best Ideas Mother Daughter Christmas Gift Ideas .The last point any mom desires is a fistful…
Mothers Day Quotes
35 Of the Best Ideas for Mother Daughter Love Quotes

by admin April 25, 2019

by admin April 25, 2019

35 Of the Best Ideas for Mother Daughter Love Quotes .Mom’s Day is the unique season when…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?