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Mother 26 23039 3BS Day

Mother's Day Recipes
The Best Ideas for Mother's Day Dinners to Make

by admin April 25, 2019

by admin April 25, 2019

The Best Ideas for Mother&#039;s Day Dinners to Make .Mother’s Day Recipes Make Mom delighted with a…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Crochet Gift Ideas

by admin April 24, 2019

by admin April 24, 2019

30 Best Ideas Mother&#039;s Day Crochet Gift Ideas .The last thing any kind of mama wants is…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother's Day Gift Ideas From Husband

by admin April 8, 2019

by admin April 8, 2019

The 30 Best Ideas for Mother&#039;s Day Gift Ideas From Husband .The last point any mommy wants…
Mothers Day Gift Ideas
Top 30 Mother's Day Gift Ideas for Mom to Be

by admin April 7, 2019

by admin April 7, 2019

Top 30 Mother&#039;s Day Gift Ideas for Mom to Be .The last point any kind of mommy…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?