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inspirational quotes

Best Valentines Day Ideas
20 Best Ideas Inspirational Quotes for Valentines Day

by admin December 22, 2019

by admin December 22, 2019

20 Best Ideas Inspirational Quotes for Valentines Day .An excellent Valentines Day idea for your partner can…
Inspirational Quotes
Top 24 Inspirational Quotes for the Future

by admin November 14, 2019

by admin November 14, 2019

Top 24 Inspirational Quotes for the Future . Right here’s the best inspirational quotes we have actually…
Inspirational Quotes
Top 24 Inspirational Quotes for Young Women

by admin October 22, 2019

by admin October 22, 2019

Top 24 Inspirational Quotes for Young Women . If you intend to have power, it’s your own…
Inspirational Quotes
The 24 Best Ideas for Inspirational Quotes About Women

by admin July 16, 2019

by admin July 16, 2019

The 24 Best Ideas for Inspirational Quotes About Women . Below’s the finest motivational quotes we have…
Mothers Day Quotes
35 Best Inspirational Quotes Loss Mother

by admin June 27, 2019

by admin June 27, 2019

35 Best Inspirational Quotes Loss Mother . Mom’s Day come down on Sunday, Might 12 this year,…
Inspirational Quotes
Top 24 Inspirational Quotes Love

by admin April 21, 2019

by admin April 21, 2019

Top 24 Inspirational Quotes Love . Right here’s the ideal motivational quotes we have actually seen to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?