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inspirational quotes on life

Family Quotes
The Best Ideas for Inspirational Quotes Family

by admin December 15, 2019

by admin December 15, 2019

The Best Ideas for Inspirational Quotes Family . Family members Quotes app is a big collection of…
Inspirational Quotes
The top 24 Ideas About Inspirational Quotes On Death

by admin November 8, 2019

by admin November 8, 2019

The top 24 Ideas About Inspirational Quotes On Death .Put life in perspective with with some short…
Inspirational Quotes
The top 24 Ideas About Inspirational Quotes Coworkers

by admin September 24, 2019

by admin September 24, 2019

The top 24 Ideas About Inspirational Quotes Coworkers . This is a quote that can come in…
Inspirational Quotes
The top 24 Ideas About Inspirational Quotes Images

by admin October 19, 2018

by admin October 19, 2018

The top 24 Ideas About Inspirational Quotes Images . If you want to have power, it’s your…
Anniversary Quotes
Top 22 Inspirational Quotes Wedding Anniversary

by admin October 18, 2018

by admin October 18, 2018

Top 22 Inspirational Quotes Wedding Anniversary . Wedding anniversary quotes to cherish and also rejoice all the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?