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Ideas For

Graduation Gift Ideas
The top 25 Ideas About Ideas for Graduation Gift

by admin October 12, 2019

by admin October 12, 2019

The top 25 Ideas About Ideas for Graduation Gift . Whether grads are going to college, heading…
Graduation Party Ideas
The top 35 Ideas About Ideas for A College Graduation Party

by admin October 9, 2019

by admin October 9, 2019

The top 35 Ideas About Ideas for A College Graduation Party . Offer your graduate a grand…
Engagement Party Ideas
Top 21 Ideas for Engagement Party Decorations

by admin September 16, 2019

by admin September 16, 2019

Top 21 Ideas for Engagement Party Decorations .While you can’t go incorrect with a timeless interaction party,…
Wedding Decorations
The Best Ideas for Ideas for Wedding Decorations

by admin August 15, 2019

by admin August 15, 2019

The Best Ideas for Ideas for Wedding Decorations .As soon as you have actually reserved and arranged…
Gender Reveal Party Ideas
The Best Ideas for A Gender Reveal Party Games

by admin July 6, 2019

by admin July 6, 2019

The Best Ideas for A Gender Reveal Party Games . I was at a sex reveal party…
Christmas Party Ideas
25 Of the Best Ideas for Ideas for Christmas Party at Workplace

by admin June 11, 2019

by admin June 11, 2019

25 Of the Best Ideas for Ideas for Christmas Party at Workplace . Begin your party planning…
Graduation Gift Ideas
25 Best Ideas Ideas for A Graduation Gift

by admin March 26, 2019

by admin March 26, 2019

25 Best Ideas Ideas for A Graduation Gift . Book regarding future field of study or careerDevotionalSelf-help…
Wedding Gift Ideas
The top 20 Ideas About Ideas for Wedding Shower Gift

by admin March 24, 2019

by admin March 24, 2019

The top 20 Ideas About Ideas for Wedding Shower Gift . And after that naturally, there are…
Birthday Party Inspirations
30 Of the Best Ideas for Ideas for 1 Year Old Birthday Party

by admin March 2, 2019

by admin March 2, 2019

30 Of the Best Ideas for Ideas for 1 Year Old Birthday Party . First Birthday Celebration…
Best Fathers Day Ideas
The 20 Best Ideas for Ideas for Fathers Day Card

by admin November 14, 2018

by admin November 14, 2018

The 20 Best Ideas for Ideas for Fathers Day Card .Daddies day may get on a Sunday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?