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holiday party

Holiday Gift Ideas
The 22 Best Ideas for Holiday Party Host Gift Ideas

by admin June 24, 2024

by admin June 24, 2024

The 22 Best Ideas for Holiday Party Host Gift Ideas .Our yearly present guides intend to make…
Holiday Party Ideas
The Best Ideas for Holiday Party Door Prize Ideas

by admin May 5, 2024

by admin May 5, 2024

The Best Ideas for Holiday Party Door Prize Ideas . A vacation celebration that amuses from top…
Holiday Party Ideas
Best 21 Holiday Party Name Ideas

by admin March 22, 2022

by admin March 22, 2022

Best 21 Holiday Party Name Ideas .Have on your own a jolly little Christmas with our finest…
Holiday Party Ideas
Best 21 Holiday Party Ideas Food

by admin October 23, 2020

by admin October 23, 2020

Best 21 Holiday Party Ideas Food . Have you started believing about your business’s vacation party? Corporate…
Holiday Party Ideas
The 21 Best Ideas for Holiday Party Recipe Ideas

by admin August 9, 2018

by admin August 9, 2018

The 21 Best Ideas for Holiday Party Recipe Ideas . Have you began believing about your firm’s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?