Tag:

Harry Potter

Printable Coloring Pages
Top 21 Harry Potter Coloring Pages Printable

by admin January 13, 2022

by admin January 13, 2022

Top 21 Harry Potter Coloring Pages Printable .Coloring pages the simplest means to soothe your child. While…
Gifts for Kids
22 Ideas for Harry Potter Gifts for Kids

by admin June 27, 2021

by admin June 27, 2021

22 Ideas for Harry Potter Gifts for Kids .There are lots of methods for children to find…
Bedroom Ideas
35 Unique Harry Potter Bedroom Wallpaper

by admin October 28, 2019

by admin October 28, 2019

35 Unique Harry Potter Bedroom Wallpaper .Your room should be the coziest room in your residence, so…
Baby Quotes
Best 21 Harry Potter Baby Quotes

by admin September 13, 2019

by admin September 13, 2019

Best 21 Harry Potter Baby Quotes .A lot of us take too lightly exactly how tough it…
Gift Ideas For Girlfriend
The Best Ideas for Harry Potter Gift Ideas for Girlfriend

by admin September 9, 2019

by admin September 9, 2019

The Best Ideas for Harry Potter Gift Ideas for Girlfriend .It doesn t have to be a…
Pins
The 23 Best Ideas for Harry Potter Pins

by admin June 1, 2018

by admin June 1, 2018

The 23 Best Ideas for Harry Potter Pins .Looking for fantastic outfit precious jewelry brooches and pins…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?