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Happy Birthday

Birthday Quote Ideas
Best 35 Happy Birthday Quotes for Daughter In Law

by admin October 5, 2019

by admin October 5, 2019

Best 35 Happy Birthday Quotes for Daughter In Law . Birthday celebration quotes are additionally at times…
Birthday Quote Ideas
35 Best Happy Birthday Quotes to Boyfriend

by admin August 1, 2019

by admin August 1, 2019

35 Best Happy Birthday Quotes to Boyfriend .Sending birthday celebration greetings has become a needed practice nowadays.…
Best St. Patrick Day Ideas
Best 22 Happy Birthday St Patrick's Day Quotes

by admin May 10, 2019

by admin May 10, 2019

Best 22 Happy Birthday St Patrick&#039;s Day Quotes .A lot of individuals expect to receive presents on…
Birthday Gift Ideas
20 Of the Best Ideas for Happy Birthday Gift Ideas

by admin February 6, 2019

by admin February 6, 2019

20 Of the Best Ideas for Happy Birthday Gift Ideas . Birthday Gifts If you’re just after…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Boyfriend Quotes

by admin November 13, 2018

by admin November 13, 2018

35 Best Ideas Happy Birthday Boyfriend Quotes . These birthday celebration quotes are a great location to…
Funny Birthday Ideas
The 21 Best Ideas for Happy Birthday Poems for Him Funny

by admin August 25, 2018

by admin August 25, 2018

The 21 Best Ideas for Happy Birthday Poems for Him Funny .Birthday is an opportunity to make…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday Dad Funny Quotes

by admin August 22, 2018

by admin August 22, 2018

The top 35 Ideas About Happy Birthday Dad Funny Quotes . Our internet site uses a great…
Birthday Decoration Ideas
Top 23 Happy Birthday Decorations

by admin August 22, 2018

by admin August 22, 2018

Top 23 Happy Birthday Decorations .Women’ Birthday Supplies Select from 70+ birthday patterns for women, consisting of…
Birthday Quote Ideas
35 Ideas for Happy Birthday Quotes son

by admin August 13, 2018

by admin August 13, 2018

35 Ideas for Happy Birthday Quotes son . Our site supplies a variety of the craziest and…
Birthday Quotes Inspirations
The Best Ideas for Happy Birthday Quotes for Deceased Dad

by admin June 26, 2018

by admin June 26, 2018

The Best Ideas for Happy Birthday Quotes for Deceased Dad .Sending birthday celebration introductions has actually ended…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?