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Happy Birthday

Birthday Quote Ideas
The Best Ideas for Happy Birthday Quotes with Pictures

by admin December 1, 2022

by admin December 1, 2022

The Best Ideas for Happy Birthday Quotes with Pictures .Sending out birthday celebration introductions has actually ended…
1-Pot Recipes
The 24 Best Ideas for Happy Birthday St Patrick's Day Quotes

by admin November 9, 2021

by admin November 9, 2021

The 24 Best Ideas for Happy Birthday St Patrick&#039;s Day Quotes .This one-pot dish is ideal for…
Birthday Quotes Inspirations
25 Best Ideas Happy Birthday My Love Quotes for Him

by admin December 6, 2020

by admin December 6, 2020

25 Best Ideas Happy Birthday My Love Quotes for Him . Birthday celebration quotes can be made…
Birthday Card Ideas
22 Of the Best Ideas for Happy Birthday Cards Funny

by admin May 20, 2020

by admin May 20, 2020

22 Of the Best Ideas for Happy Birthday Cards Funny .Bulge birthday cards do not have to…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Quotes for A Brother

by admin December 7, 2019

by admin December 7, 2019

35 Best Ideas Happy Birthday Quotes for A Brother .Sending birthday celebration introductions has come to be…
Birthday Quote Ideas
35 Best Ideas Happy Birthday Boss Quotes

by admin October 31, 2019

by admin October 31, 2019

35 Best Ideas Happy Birthday Boss Quotes . Birthday quotes are likewise at times amusing birthday desires.…
Birthday Quote Ideas
Best 35 Happy Birthday Quotes for Daughter In Law

by admin October 5, 2019

by admin October 5, 2019

Best 35 Happy Birthday Quotes for Daughter In Law . Birthday celebration quotes are additionally at times…
Birthday Quote Ideas
35 Best Happy Birthday Quotes to Boyfriend

by admin August 1, 2019

by admin August 1, 2019

35 Best Happy Birthday Quotes to Boyfriend .Sending birthday celebration greetings has become a needed practice nowadays.…
Best St. Patrick Day Ideas
Best 22 Happy Birthday St Patrick's Day Quotes

by admin May 10, 2019

by admin May 10, 2019

Best 22 Happy Birthday St Patrick&#039;s Day Quotes .A lot of individuals expect to receive presents on…
Birthday Gift Ideas
20 Of the Best Ideas for Happy Birthday Gift Ideas

by admin February 6, 2019

by admin February 6, 2019

20 Of the Best Ideas for Happy Birthday Gift Ideas . Birthday Gifts If you’re just after…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?