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Happy Birthday

Birthday Quotes Inspirations
The Best Ideas for Happy Birthday Quotes for Deceased Dad

by admin February 27, 2025

by admin February 27, 2025

The Best Ideas for Happy Birthday Quotes for Deceased Dad .Sending birthday celebration introductions has actually ended…
Birthday Quote Ideas
The 35 Best Ideas for Happy Birthday to My Best Friend Quotes

by admin January 10, 2025

by admin January 10, 2025

The 35 Best Ideas for Happy Birthday to My Best Friend Quotes .Sending birthday celebration introductions has…
Birthday Wishes Ideas
The Best Ideas for Happy Birthday Wishes for Friend

by admin June 5, 2024

by admin June 5, 2024

The Best Ideas for Happy Birthday Wishes for Friend . All the best on your birthday! Satisfied…
Birthday Quote Ideas
The Best Happy Birthday Quotes Mom

by admin October 19, 2023

by admin October 19, 2023

The Best Happy Birthday Quotes Mom . Birthday celebration quotes are additionally at times funny birthday desires.…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday Quotes for My Brother

by admin July 26, 2023

by admin July 26, 2023

The top 35 Ideas About Happy Birthday Quotes for My Brother . These birthday celebration quotes are…
Birthday Wishes Ideas
Best 25 Happy Birthday Wishes for Mom

by admin March 22, 2023

by admin March 22, 2023

Best 25 Happy Birthday Wishes for Mom . All the best on your birthday celebration! Pleased birthday…
Birthday Quote Ideas
The Best Ideas for Happy Birthday Quotes with Pictures

by admin December 1, 2022

by admin December 1, 2022

The Best Ideas for Happy Birthday Quotes with Pictures .Sending out birthday celebration introductions has actually ended…
1-Pot Recipes
The 24 Best Ideas for Happy Birthday St Patrick's Day Quotes

by admin November 9, 2021

by admin November 9, 2021

The 24 Best Ideas for Happy Birthday St Patrick&#039;s Day Quotes .This one-pot dish is ideal for…
Birthday Quotes Inspirations
25 Best Ideas Happy Birthday My Love Quotes for Him

by admin December 6, 2020

by admin December 6, 2020

25 Best Ideas Happy Birthday My Love Quotes for Him . Birthday celebration quotes can be made…
Birthday Card Ideas
22 Of the Best Ideas for Happy Birthday Cards Funny

by admin May 20, 2020

by admin May 20, 2020

22 Of the Best Ideas for Happy Birthday Cards Funny .Bulge birthday cards do not have to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?