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Gifts For

Birthday Gift Inspirations
Best 24 Gifts for Bestfriends Birthday

by admin November 16, 2022

by admin November 16, 2022

Best 24 Gifts for Bestfriends Birthday . Sure, you can select something cool off of the rack…
Birthday Gift Inspirations
24 Best Gifts for First Birthday Boy

by admin October 29, 2021

by admin October 29, 2021

24 Best Gifts for First Birthday Boy . Certain, you can pick something cool down off of…
Birthday Gift Inspirations
Best 24 Gifts for His Birthday

by admin October 18, 2020

by admin October 18, 2020

Best 24 Gifts for His Birthday .How to Select the Perfect Birthday Celebration GiftYes, we understand. You…
Gifts for Kids
22 Of the Best Ideas for Gifts for Disabled Children

by admin March 13, 2020

by admin March 13, 2020

22 Of the Best Ideas for Gifts for Disabled Children .Not only do these bikes give a…
Birthday Gift Inspirations
24 Best Gifts for 70th Birthday

by admin January 15, 2020

by admin January 15, 2020

24 Best Gifts for 70th Birthday .Just how to Choose the Perfect Birthday Celebration GiftYes, we understand.…
Best Valentines Day Ideas
The 20 Best Ideas for Gifts for Boyfriends for Valentines Day

by admin December 11, 2019

by admin December 11, 2019

The 20 Best Ideas for Gifts for Boyfriends for Valentines Day .There are thousands of valentine day…
Birthday Gift Inspirations
The 24 Best Ideas for Gifts for First Birthday Girl

by admin October 11, 2019

by admin October 11, 2019

The 24 Best Ideas for Gifts for First Birthday Girl . Sure, your birthday celebration woman likes…
Baby Shower Gifts
Top 21 Gifts for 4 Month Old Baby

by admin October 10, 2019

by admin October 10, 2019

Top 21 Gifts for 4 Month Old Baby .Everyday requirements: Diapers, baby diaper cream, baby wipes, pacifiers,…
Gifts for Kids
The 22 Best Ideas for Gifts for Kids Under 5 Dollars

by admin October 1, 2019

by admin October 1, 2019

The 22 Best Ideas for Gifts for Kids Under 5 Dollars .Not just do these bikes provide…
Gifts for Kids
22 Best Ideas Gifts for Parents who Have Lost A Child

by admin August 29, 2019

by admin August 29, 2019

22 Best Ideas Gifts for Parents who Have Lost A Child .Toy shop shelves are loaded with…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?