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Gift Ideas

Anniversary Gift Ideas
Best 20 Gift Ideas for Girlfriend Anniversary

by admin August 1, 2019

by admin August 1, 2019

Best 20 Gift Ideas for Girlfriend Anniversary .Please your precious spouse by gifting a stunning personalized cake…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Siblings when Baby is Born

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Gift Ideas for Siblings when Baby is Born .It s a creature, it…
Anniversary Gift Ideas
The top 20 Ideas About Gift Ideas for 50th Anniversary

by admin July 24, 2019

by admin July 24, 2019

The top 20 Ideas About Gift Ideas for 50th Anniversary .Please your cherished partner by gifting a…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Grandmothers Birthday

by admin July 7, 2019

by admin July 7, 2019

The 30 Best Ideas for Gift Ideas for Grandmothers Birthday .The last thing any mother desires is…
Gift Ideas For Girls
The 24 Best Ideas for Gift Ideas for Eleven Year Old Girls

by admin July 6, 2019

by admin July 6, 2019

The 24 Best Ideas for Gift Ideas for Eleven Year Old Girls . Ladies like shocks, specifically…
Baby Shower Gift Ideas
30 Best Ideas Gift Ideas for 2 Month Old Baby Boy

by admin July 3, 2019

by admin July 3, 2019

30 Best Ideas Gift Ideas for 2 Month Old Baby Boy .It s a puppet, it s…
Gift Ideas For Girlfriend
The 35 Best Ideas for Gift Ideas for Girlfriend Reddit

by admin July 1, 2019

by admin July 1, 2019

The 35 Best Ideas for Gift Ideas for Girlfriend Reddit . Make your following gift the ideal…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for Mother Day

by admin June 24, 2019

by admin June 24, 2019

30 Ideas for Gift Ideas for Mother Day .The last thing any mommy wants is a fistful…
Valentines Day Gift Ideas
The Best Gift Ideas for Her Valentines

by admin June 16, 2019

by admin June 16, 2019

The Best Gift Ideas for Her Valentines .You’re not a fundamental person. That means when February 14…
Graduation Gift Ideas
Best 25 Gift Ideas for 5th Grade Graduation

by admin June 15, 2019

by admin June 15, 2019

Best 25 Gift Ideas for 5th Grade Graduation . Whether graduates are mosting likely to college, heading…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?