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Gift Ideas

Best Gift Ideas
Top 21 Gift Ideas for Best Friends

by admin October 3, 2019

by admin October 3, 2019

Top 21 Gift Ideas for Best Friends . Obtain a pair of these truly trendy unisex handwear…
Gift Ideas For Boyfriend
The 25 Best Ideas for Gift Ideas for Redneck Boyfriend

by admin September 26, 2019

by admin September 26, 2019

The 25 Best Ideas for Gift Ideas for Redneck Boyfriend .Perhaps his last gift to you was…
Gift Ideas For Boys
23 Best Gift Ideas for Boys Age 6

by admin September 24, 2019

by admin September 24, 2019

23 Best Gift Ideas for Boys Age 6 . This gift is both tech as well as…
Birthday Gift Ideas
20 Ideas for Gift Ideas for 70th Birthday

by admin September 22, 2019

by admin September 22, 2019

20 Ideas for Gift Ideas for 70th Birthday .If you’re following a distinctive birthday gift, then you’ve…
Gift Ideas For Boyfriend
Best 25 Gift Ideas for A Boyfriend

by admin September 1, 2019

by admin September 1, 2019

Best 25 Gift Ideas for A Boyfriend .If your person’s seeking an incredible, thoughtful existing quickly, we’ve…
Gift Ideas For Girlfriend
35 Best Ideas Gift Ideas for Long Distance Girlfriend

by admin August 23, 2019

by admin August 23, 2019

35 Best Ideas Gift Ideas for Long Distance Girlfriend . Make your following gift the ideal gift…
Gift Ideas For Boyfriend
25 Best Ideas Gift Ideas for Boyfriend who Has Everything

by admin August 22, 2019

by admin August 22, 2019

25 Best Ideas Gift Ideas for Boyfriend who Has Everything . If you are the crafty or…
Gift Ideas For Boys
23 Of the Best Ideas for Gift Ideas for Boys Age 7

by admin August 18, 2019

by admin August 18, 2019

23 Of the Best Ideas for Gift Ideas for Boys Age 7 . This gift is both…
Anniversary Gift Ideas
Best 20 Gift Ideas for Girlfriend Anniversary

by admin August 1, 2019

by admin August 1, 2019

Best 20 Gift Ideas for Girlfriend Anniversary .Please your precious spouse by gifting a stunning personalized cake…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Siblings when Baby is Born

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Gift Ideas for Siblings when Baby is Born .It s a creature, it…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?