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Gift Ideas

Fathers Day Gift Ideas
Top 22 Gift Ideas for Grandfather

by admin December 26, 2019

by admin December 26, 2019

Top 22 Gift Ideas for Grandfather . If your father is all about creating the excellent playlist…
Gift Ideas For Boys
Best 23 Gift Ideas for Boys Age 9

by admin December 21, 2019

by admin December 21, 2019

Best 23 Gift Ideas for Boys Age 9 . This gift is component plaything, part science lesson.…
Anniversary Gift Ideas
20 Of the Best Ideas for Gift Ideas for 25th Wedding Anniversary

by admin December 7, 2019

by admin December 7, 2019

20 Of the Best Ideas for Gift Ideas for 25th Wedding Anniversary .Please your beloved partner by…
Gift Ideas For Boys
23 Best Ideas Gift Ideas for 18 Year Old Boys

by admin November 25, 2019

by admin November 25, 2019

23 Best Ideas Gift Ideas for 18 Year Old Boys . This gift is both technology as…
Gift Ideas For Boys
23 Of the Best Ideas for Gift Ideas for Boys Age 14

by admin November 17, 2019

by admin November 17, 2019

23 Of the Best Ideas for Gift Ideas for Boys Age 14 . This gift is part…
Gift Ideas For Girlfriend
Best 35 Gift Ideas for A New Girlfriend

by admin November 16, 2019

by admin November 16, 2019

Best 35 Gift Ideas for A New Girlfriend . Make your next gift the finest gift for…
Gift Ideas For Boys
Best 23 Gift Ideas for 3 Year Old Boys

by admin November 11, 2019

by admin November 11, 2019

Best 23 Gift Ideas for 3 Year Old Boys .Amazing a man on a Birthday celebration can…
Gift Ideas For Boyfriend
The 25 Best Ideas for Gift Ideas for Boyfriend Valentines Day

by admin November 1, 2019

by admin November 1, 2019

The 25 Best Ideas for Gift Ideas for Boyfriend Valentines Day . Has your sweetie been additional…
Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for New Couples

by admin October 24, 2019

by admin October 24, 2019

20 Of the Best Ideas for Gift Ideas for New Couples .Locating presents for couples is a…
Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for Couples

by admin October 18, 2019

by admin October 18, 2019

20 Of the Best Ideas for Gift Ideas for Couples . The pair who’s always holding celebrations…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?