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Gift For

Birthday Gift Inspirations
24 Best Ideas Gift for Wife Birthday

by admin December 5, 2023

by admin December 5, 2023

24 Best Ideas Gift for Wife Birthday .Just how to Select the Perfect Birthday Celebration GiftYes, we…
Wedding Gifts
24 Of the Best Ideas for Gift for Wedding Planner

by admin March 26, 2022

by admin March 26, 2022

24 Of the Best Ideas for Gift for Wedding Planner .Sending out wedding celebration gifts to praise…
Best Valentines Day Ideas
Best 20 Gift for Man Valentines Day

by admin November 24, 2019

by admin November 24, 2019

Best 20 Gift for Man Valentines Day .There are thousands of valentine day suggestions to pick from…
Gift Ideas For Girlfriend
35 Best Gift for Girlfriend Ideas

by admin August 22, 2019

by admin August 22, 2019

35 Best Gift for Girlfriend Ideas . Make your next gift the finest gift for your partner.…
Baby Shower Gifts
The 21 Best Ideas for Gift for 1 Year Old Baby Girl Birthday

by admin July 17, 2019

by admin July 17, 2019

The 21 Best Ideas for Gift for 1 Year Old Baby Girl Birthday .Everyday needs: Baby diapers,…
Birthday Gift Inspirations
Best 24 Gift for First Birthday

by admin April 9, 2019

by admin April 9, 2019

Best 24 Gift for First Birthday . Certain, you can pick something cool off of the rack…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?