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food ideas

Trolls Party Ideas
The Best Ideas for Food Ideas for Trolls Party

by admin May 3, 2024

by admin May 3, 2024

The Best Ideas for Food Ideas for Trolls Party .Birthday celebration celebrations are only as enjoyable as…
Gender Reveal Party Ideas
Top 20 Food Ideas for Baby Gender Reveal Party

by admin December 20, 2019

by admin December 20, 2019

Top 20 Food Ideas for Baby Gender Reveal Party .One of the most exciting components of being…
Engagement Party Ideas
21 Ideas for Food Ideas for Engagement Party In December

by admin June 8, 2019

by admin June 8, 2019

21 Ideas for Food Ideas for Engagement Party In December . Break out the rose gold bangle…
Trolls Party Ideas
25 Best Ideas Food Ideas for A Troll Party

by admin May 11, 2019

by admin May 11, 2019

25 Best Ideas Food Ideas for A Troll Party .Birthday events are only as fun as the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?