Tag:

First Birthday

Birthday Decoration Ideas
23 Ideas for First Birthday Decoration Ideas

by admin January 28, 2024

by admin January 28, 2024

23 Ideas for First Birthday Decoration Ideas . When it comes to birthday celebrations, you don’t constantly…
Birthday Decoration Ideas
The Best Ideas for First Birthday Party Decoration Ideas

by admin February 25, 2022

by admin February 25, 2022

The Best Ideas for First Birthday Party Decoration Ideas . Balloons can be one of the most…
Birthday Gift Ideas
The Best First Birthday Return Gift Ideas

by admin March 26, 2020

by admin March 26, 2020

The Best First Birthday Return Gift Ideas . So, listed here at one place, oneself can attain…
Birthday Invitation Ideas
25 Best Ideas First Birthday Quotes for Invitations

by admin January 22, 2020

by admin January 22, 2020

25 Best Ideas First Birthday Quotes for Invitations . Before the big day, strategy in advance and…
Birthday Decoration Ideas
The top 23 Ideas About First Birthday Decorations for Girl

by admin November 24, 2019

by admin November 24, 2019

The top 23 Ideas About First Birthday Decorations for Girl . That’s why Celebration City supplies a…
Birthday Invitation Ideas
25 Of the Best Ideas for First Birthday Party Invitation Wording

by admin May 18, 2019

by admin May 18, 2019

25 Of the Best Ideas for First Birthday Party Invitation Wording . Whether you’re preparing a birthday…
Birthday Cake Ideas
Best 20 First Birthday Cakes for Girls

by admin March 4, 2019

by admin March 4, 2019

Best 20 First Birthday Cakes for Girls .Birthdays are incomplete without Cakes! The method of reducing a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?