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Fall Nail

Nail Ideas
23 Of the Best Ideas for Fall Nail Ideas

by admin September 25, 2024

by admin September 25, 2024

23 Of the Best Ideas for Fall Nail Ideas .Wonderful ready to book your following manicure, because…
Nail Ideas
23 Ideas for Fall Nail Ideas 2020

by admin November 9, 2020

by admin November 9, 2020

23 Ideas for Fall Nail Ideas 2020 .Particularly, to the nail beauty salon. We’ve rounded up some…
Nail Colors
The top 22 Ideas About Fall Nail Colors Pinterest

by admin March 28, 2020

by admin March 28, 2020

The top 22 Ideas About Fall Nail Colors Pinterest .When thinking about the cooler period, you could…
Nail Colors
The top 22 Ideas About Fall Nail Colors 2020 Opi

by admin December 26, 2019

by admin December 26, 2019

The top 22 Ideas About Fall Nail Colors 2020 Opi .You ll notice that the most tasty…
Nail Designs
20 Best Ideas Fall Nail Designs Pinterest

by admin May 9, 2019

by admin May 9, 2019

20 Best Ideas Fall Nail Designs Pinterest .Fantastic ready to book your next manicure, because this nail…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?