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Easy DIY

DIY Craft for Kids Ideas
The Best Ideas for Easy Diy Halloween Decorations for Kids

by admin February 20, 2023

by admin February 20, 2023

The Best Ideas for Easy Diy Halloween Decorations for Kids . A recent study by Dr. Richard…
DIY Craft for Kids Ideas
Top 20 Easy Diy Kids Costumes

by admin August 28, 2021

by admin August 28, 2021

Top 20 Easy Diy Kids Costumes . Preschoolers can finger paint paper plates, then add building and…
DIY Gift Ideas
Best 30 Easy Diy Gifts for Friends

by admin August 22, 2019

by admin August 22, 2019

Best 30 Easy Diy Gifts for Friends . I assume it is safe to state we have…
DIY Craft for Kids Ideas
The top 20 Ideas About Easy Diy Projects for Kids

by admin June 27, 2019

by admin June 27, 2019

The top 20 Ideas About Easy Diy Projects for Kids . Preschoolers can finger paint paper plates,…
DIY Craft for Kids Ideas
20 Best Easy Diy Crafts for Kids

by admin September 20, 2018

by admin September 20, 2018

20 Best Easy Diy Crafts for Kids .Searching for enjoyable crafts to attempt with your kids and…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?