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Diy Baby

DIY Baby Shower Ideas
Best 20 Diy Baby Booties

by admin January 26, 2020

by admin January 26, 2020

Best 20 Diy Baby Booties .Prepare for a child shower with these diy event ideas. Need some…
Baby Shower Gift Ideas
30 Ideas for Diy Baby Shower Gift Ideas for Boys

by admin September 2, 2019

by admin September 2, 2019

30 Ideas for Diy Baby Shower Gift Ideas for Boys .It s a creature, it s a…
DIY Crafts for Kids
22 Of the Best Ideas for Diy Baby Boy

by admin October 18, 2018

by admin October 18, 2018

22 Of the Best Ideas for Diy Baby Boy .A little really felt, googly eyes, and also…
DIY Baby Shower Ideas
20 Of the Best Ideas for Diy Baby Footprint

by admin September 24, 2018

by admin September 24, 2018

20 Of the Best Ideas for Diy Baby Footprint . Utilizing a customized story book as an…
Baby Room Décor
20 Ideas for Diy Baby Shower Decorations for Boys

by admin August 17, 2018

by admin August 17, 2018

20 Ideas for Diy Baby Shower Decorations for Boys .This is a bed room we developed for…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?