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Black And

Nail Ideas
Top 23 Black and White Nail Ideas

by admin May 3, 2023

by admin May 3, 2023

Top 23 Black and White Nail Ideas .There are the standards, like pumpkins and also charming deer,…
Graduation Party Ideas
The Best Black and White Graduation Party Ideas

by admin January 6, 2020

by admin January 6, 2020

The Best Black and White Graduation Party Ideas .Despite if you consider yourself an Amazon Prime or…
Birthday Decoration Ideas
23 Ideas for Black and White Birthday Party Decorations

by admin December 29, 2019

by admin December 29, 2019

23 Ideas for Black and White Birthday Party Decorations . Balloons can be one of one of…
Wedding Decorations
Top 22 Black and Red Wedding Decorations

by admin October 11, 2019

by admin October 11, 2019

Top 22 Black and Red Wedding Decorations .If the wedding decorator is truly excellent, he will come…
Kitchen Ideas
23 Marvelous Black and White Kitchen Table

by admin September 4, 2019

by admin September 4, 2019

23 Marvelous Black and White Kitchen Table .This superb comparison is finished by the wood color counter…
Wedding Shoes
24 Best Black and White Wedding Shoes

by admin July 27, 2019

by admin July 27, 2019

24 Best Black and White Wedding Shoes .One more favorite wedding celebration shoe is the rounded toe…
Nail Ideas
23 Of the Best Ideas for Black and Gold Nail Ideas

by admin September 21, 2018

by admin September 21, 2018

23 Of the Best Ideas for Black and Gold Nail Ideas .Terrific all set to book your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?