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birthday t ideas for a guy friend

Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Your Girlfriend

by admin July 24, 2023

by admin July 24, 2023

Best 20 Birthday Gift Ideas for Your Girlfriend .If you’re once a exceptional birthday reward, then you’ve…
Birthday Gift Inspirations
24 Best Ideas Birthday Gift for 3 Year Old Girl

by admin January 5, 2022

by admin January 5, 2022

24 Best Ideas Birthday Gift for 3 Year Old Girl . Certain, you can choose something cool…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for 20 Year Old Female

by admin October 19, 2019

by admin October 19, 2019

Top 20 Birthday Gift Ideas for 20 Year Old Female .If you’re immediately after a exclusive birthday…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for Dad From son

by admin October 3, 2019

by admin October 3, 2019

20 Of the Best Ideas for Birthday Gift Ideas for Dad From son .If you’re just after…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift Ideas for Girlfriend

by admin September 27, 2019

by admin September 27, 2019

The Best Ideas for Birthday Gift Ideas for Girlfriend .How to Pick the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift for Dad who Has Everything

by admin July 1, 2019

by admin July 1, 2019

The Best Ideas for Birthday Gift for Dad who Has Everything . Certain, your birthday celebration woman…
Gift Ideas For Boyfriend
Top 25 Birthday Gift Ideas for Boyfriends

by admin February 11, 2019

by admin February 11, 2019

Top 25 Birthday Gift Ideas for Boyfriends . If you are the smart or DIY type, after…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 12 Yr Old Girl

by admin July 21, 2018

by admin July 21, 2018

The top 20 Ideas About Birthday Gift Ideas for 12 Yr Old Girl . So, if yourself…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?