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Birthday Gift Inspirations
24 Best Birthday Gift for 3 Year Old Boy

by admin October 8, 2024

by admin October 8, 2024

24 Best Birthday Gift for 3 Year Old Boy . Certain, your birthday lady likes her share…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy

by admin February 29, 2024

by admin February 29, 2024

24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy . Sure, your birthday…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 18 Year Old Female

by admin May 4, 2021

by admin May 4, 2021

20 Best Birthday Gift Ideas for 18 Year Old Female . So, if yourself are shifting through…
Birthday Gift Ideas
20 Of the Best Ideas for Birthday Gift Ideas for One Year Old Boy

by admin October 9, 2019

by admin October 9, 2019

20 Of the Best Ideas for Birthday Gift Ideas for One Year Old Boy . Birthday Gifts…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 10 Year Old Boy

by admin September 10, 2019

by admin September 10, 2019

20 Best Birthday Gift Ideas for 10 Year Old Boy . Decide from our large assortment of…
Birthday Gift Ideas
20 Best Birthday Gift for Her Ideas

by admin July 29, 2019

by admin July 29, 2019

20 Best Birthday Gift for Her Ideas .If you’re right after a unique birthday reward, then you’ve…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift for Dad who Has Everything

by admin July 1, 2019

by admin July 1, 2019

The Best Ideas for Birthday Gift for Dad who Has Everything . Certain, your birthday celebration woman…
Mothers Day Gift Ideas
30 Ideas for Birthday Gift Ideas Mother In Law

by admin May 23, 2019

by admin May 23, 2019

30 Ideas for Birthday Gift Ideas Mother In Law .The last thing any type of mom wants…
Gift Ideas For Boyfriend
Top 25 Birthday Gift Ideas for Boyfriends

by admin February 11, 2019

by admin February 11, 2019

Top 25 Birthday Gift Ideas for Boyfriends . If you are the smart or DIY type, after…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?