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birthday t experience ideas for turning 25

Gift Ideas For Boyfriend
25 Ideas for Gift Ideas for Boyfriends

by admin November 11, 2022

by admin November 11, 2022

25 Ideas for Gift Ideas for Boyfriends .Perhaps his last gift to you was a loser and…
Birthday Gift Inspirations
The Best Birthday Gift List

by admin February 2, 2022

by admin February 2, 2022

The Best Birthday Gift List . Sure, your birthday girl loves her share of cake and also…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 18 Year Old Female

by admin May 4, 2021

by admin May 4, 2021

20 Best Birthday Gift Ideas for 18 Year Old Female . So, if yourself are shifting through…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother Of the Bride and Groom

by admin February 12, 2021

by admin February 12, 2021

The Best Gift Ideas for Mother Of the Bride and Groom .The last point any mommy desires…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for 20 Year Old Female

by admin October 19, 2019

by admin October 19, 2019

Top 20 Birthday Gift Ideas for 20 Year Old Female .If you’re immediately after a exclusive birthday…
Anniversary Gift Ideas
20 Ideas for Gift Ideas for 6 Month Anniversary

by admin October 5, 2019

by admin October 5, 2019

20 Ideas for Gift Ideas for 6 Month Anniversary .You enjoy your partner as well as you…
Mothers Day Gift Ideas
Top 30 Gift Ideas New Mothers

by admin September 2, 2019

by admin September 2, 2019

Top 30 Gift Ideas New Mothers .The last thing any kind of mama desires is a fistful…
Birthday Gift Ideas
20 Best Birthday Gift for Her Ideas

by admin July 29, 2019

by admin July 29, 2019

20 Best Birthday Gift for Her Ideas .If you’re right after a unique birthday reward, then you’ve…
Anniversary Gift Ideas
The Best Gift Ideas for Parents 50th Anniversary

by admin June 3, 2019

by admin June 3, 2019

The Best Gift Ideas for Parents 50th Anniversary .Please your beloved partner by gifting a gorgeous individualized…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?