Tag:

birthday t boyfriend

Birthday Gift Ideas
20 Best Birthday Gift Ideas 3 Year Old Boy

by admin November 13, 2023

by admin November 13, 2023

20 Best Birthday Gift Ideas 3 Year Old Boy . So, in this article at 1 point,…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Your Girlfriend

by admin July 24, 2023

by admin July 24, 2023

Best 20 Birthday Gift Ideas for Your Girlfriend .If you’re once a exceptional birthday reward, then you’ve…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for Teachers

by admin December 25, 2022

by admin December 25, 2022

The top 20 Ideas About Birthday Gift Ideas for Teachers . So, in this article at a…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 18 Year Old Female

by admin May 4, 2021

by admin May 4, 2021

20 Best Birthday Gift Ideas for 18 Year Old Female . So, if yourself are shifting through…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Guy Friend

by admin January 17, 2020

by admin January 17, 2020

The 24 Best Ideas for Birthday Gift for Guy Friend . Certain, you can choose something cool…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for 20 Year Old Female

by admin October 19, 2019

by admin October 19, 2019

Top 20 Birthday Gift Ideas for 20 Year Old Female .If you’re immediately after a exclusive birthday…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Grandpa From Grandkids

by admin September 17, 2019

by admin September 17, 2019

Best 20 Birthday Gift Ideas for Grandpa From Grandkids .If you’re after a exclusive birthday present, then…
Birthday Gift Inspirations
Best 24 Birthday Gift for 5 Year Old Boy

by admin September 29, 2018

by admin September 29, 2018

Best 24 Birthday Gift for 5 Year Old Boy . Sure, you can pick something cool off…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?