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Birthday Quotes

Birthday Quotes Inspirations
25 Ideas for Birthday Quotes for Father In Law

by admin May 11, 2024

by admin May 11, 2024

25 Ideas for Birthday Quotes for Father In Law . Birthday quotes can be made use of…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for Sisters

by admin October 8, 2022

by admin October 8, 2022

The top 35 Ideas About Birthday Quotes for Sisters .Sending out birthday greetings has come to be…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for Niece

by admin March 2, 2022

by admin March 2, 2022

The top 35 Ideas About Birthday Quotes for Niece . Birthday quotes are likewise at times amusing…
Baby Quotes
Best 21 Birthday Quotes for Baby Boy

by admin March 3, 2020

by admin March 3, 2020

Best 21 Birthday Quotes for Baby Boy .You understand you re going to have a youngster however…
Birthday Quotes Inspirations
25 Best Ideas Birthday Quotes for Younger Brother

by admin September 19, 2019

by admin September 19, 2019

25 Best Ideas Birthday Quotes for Younger Brother .Sending birthday celebration greetings has become a needed tradition…
Birthday Quote Ideas
Best 35 Birthday Quotes to A Friend

by admin September 17, 2019

by admin September 17, 2019

Best 35 Birthday Quotes to A Friend . These birthday quotes are a wonderful area to start,…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes and Images

by admin August 17, 2019

by admin August 17, 2019

The top 35 Ideas About Birthday Quotes and Images . Our web site uses a multitude of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?