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Birthday Gifts

Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 13 Year Old Girl

by admin September 19, 2024

by admin September 19, 2024

24 Best Ideas Birthday Gifts for 13 Year Old Girl .Exactly how to Choose the Perfect Birthday…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for 21 Year Old

by admin April 9, 2023

by admin April 9, 2023

The 24 Best Ideas for Birthday Gifts for 21 Year Old .Exactly how to Select the Perfect…
Birthday Gift Inspirations
The Best Birthday Gifts for A One Year Old

by admin January 24, 2023

by admin January 24, 2023

The Best Birthday Gifts for A One Year Old .Just how to Pick the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for Your Boss

by admin November 6, 2019

by admin November 6, 2019

24 Best Ideas Birthday Gifts for Your Boss . Certain, your birthday celebration girl loves her share…
Birthday Gift Inspirations
The Best Birthday Gifts for My Wife

by admin September 24, 2019

by admin September 24, 2019

The Best Birthday Gifts for My Wife . Sure, your birthday woman loves her share of cake…
Birthday Gift Inspirations
The Best Birthday Gifts for 16 Year Old Boy

by admin May 5, 2019

by admin May 5, 2019

The Best Birthday Gifts for 16 Year Old Boy .Exactly how to Pick the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for Dads

by admin November 9, 2018

by admin November 9, 2018

24 Best Ideas Birthday Gifts for Dads . Sure, your birthday celebration lady enjoys her share of…
Birthday Gift Inspirations
24 Ideas for Birthday Gifts for Mom Ideas

by admin July 16, 2018

by admin July 16, 2018

24 Ideas for Birthday Gifts for Mom Ideas . Certain, your birthday celebration woman loves her share…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts for Boyfriend

by admin June 8, 2018

by admin June 8, 2018

The top 24 Ideas About Birthday Gifts for Boyfriend . Certain, you can select something cool off…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?