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Birthday Gift

Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Grandma

by admin May 22, 2020

by admin May 22, 2020

24 Best Birthday Gift Ideas for Grandma . Sure, you can pick something cool down off of…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Teenage Girl

by admin February 3, 2020

by admin February 3, 2020

Best 20 Birthday Gift Ideas for Teenage Girl . Decide on from our broad range of artistic…
Birthday Gift Ideas
The Best Ideas for Birthday Gift Card Ideas for Her

by admin January 28, 2020

by admin January 28, 2020

The Best Ideas for Birthday Gift Card Ideas for Her . Opt for versus our large amount…
Gift Ideas For Girlfriend
35 Ideas for Birthday Gift Ideas for A Girlfriend

by admin January 25, 2020

by admin January 25, 2020

35 Ideas for Birthday Gift Ideas for A Girlfriend .It doesn t have to be a birthday,…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift for Mom Ideas

by admin January 20, 2020

by admin January 20, 2020

The 20 Best Ideas for Birthday Gift for Mom Ideas . Birthday Gifts If you’re when a…
Birthday Gift Ideas
The top 20 Ideas About Birthday Gift Ideas for 10 Year Old Daughter

by admin December 7, 2019

by admin December 7, 2019

The top 20 Ideas About Birthday Gift Ideas for 10 Year Old Daughter . So, right here…
Birthday Gift Ideas
20 Best Ideas Birthday Gift Ideas for 9 Yr Old Girl

by admin November 5, 2019

by admin November 5, 2019

20 Best Ideas Birthday Gift Ideas for 9 Yr Old Girl . Birthday Gifts If you’re the…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for 30 Year Old Woman

by admin September 21, 2019

by admin September 21, 2019

Top 20 Birthday Gift Ideas for 30 Year Old Woman . Birthday Gifts If you’re soon after…
Birthday Gift Inspirations
Top 24 Birthday Gift for 50 Year Old Man

by admin September 4, 2019

by admin September 4, 2019

Top 24 Birthday Gift for 50 Year Old Man . Sure, your birthday celebration woman loves her…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Ideas for 8 Year Girl

by admin September 1, 2019

by admin September 1, 2019

The 20 Best Ideas for Birthday Gift Ideas for 8 Year Girl .If you’re just after a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?