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anniversary t ideas for him

Gift Ideas For Girls
Top 24 Gift Ideas for 12 Year Old Girls

by admin March 25, 2024

by admin March 25, 2024

Top 24 Gift Ideas for 12 Year Old Girls . Ladies enjoy surprises, specifically gifts. Therefore, pamper…
Valentines Day Gift Ideas
The 35 Best Ideas for Gift Ideas for Valentines Day for Her

by admin September 17, 2021

by admin September 17, 2021

The 35 Best Ideas for Gift Ideas for Valentines Day for Her .You’re not a standard man.…
Wedding Gift Ideas
20 Of the Best Ideas for Gift Ideas for Bride On Wedding Day

by admin December 30, 2019

by admin December 30, 2019

20 Of the Best Ideas for Gift Ideas for Bride On Wedding Day . And then certainly,…
Gift Ideas For Girlfriend
Best 35 Anniversary Gift Ideas Girlfriend

by admin September 8, 2019

by admin September 8, 2019

Best 35 Anniversary Gift Ideas Girlfriend .It doesn t need to be a birthday celebration, wedding anniversary,…
Anniversary Gift Ideas
20 Best Anniversary Gift Ideas for Grandparents

by admin September 5, 2019

by admin September 5, 2019

20 Best Anniversary Gift Ideas for Grandparents .You enjoy your spouse as well as you despise them…
Anniversary Gift Ideas
The top 20 Ideas About Anniversary Gift Ideas for Her

by admin August 7, 2019

by admin August 7, 2019

The top 20 Ideas About Anniversary Gift Ideas for Her .You enjoy your spouse and you dislike…
Anniversary Gift Ideas
The 20 Best Ideas for Anniversary Gift Ideas for Sister and Brother In Law

by admin July 25, 2019

by admin July 25, 2019

The 20 Best Ideas for Anniversary Gift Ideas for Sister and Brother In Law .Please your beloved…
Birthday Gift Inspirations
The Best Ideas for Gift for Dad Birthday

by admin June 19, 2019

by admin June 19, 2019

The Best Ideas for Gift for Dad Birthday . Certain, you can pick something cool down of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?