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40Th Birthday

Birthday Gift Ideas
Top 20 40th Birthday Gift Ideas for Her

by admin May 27, 2024

by admin May 27, 2024

Top 20 40th Birthday Gift Ideas for Her . So, if on your own are likely during…
Birthday Gift Ideas
The Best Ideas for 40th Birthday Gift Ideas for Friend

by admin April 24, 2021

by admin April 24, 2021

The Best Ideas for 40th Birthday Gift Ideas for Friend . So, listed here at 1 point,…
Birthday Decoration Ideas
Best 23 40th Birthday Decorations for Men

by admin September 2, 2020

by admin September 2, 2020

Best 23 40th Birthday Decorations for Men . When it comes to birthdays, you don’t always want…
Birthday Decoration Ideas
23 Best Ideas 40th Birthday Decorations for Her

by admin October 7, 2019

by admin October 7, 2019

23 Best Ideas 40th Birthday Decorations for Her . Balloons can be one of the most cost-effective…
Birthday Gift Ideas
20 Of the Best Ideas for 40th Birthday Gift Ideas for Sister

by admin October 6, 2019

by admin October 6, 2019

20 Of the Best Ideas for 40th Birthday Gift Ideas for Sister . So, if oneself are…
Birthday Party Inspirations
Best 30 40th Birthday Party Ideas for Men

by admin July 9, 2019

by admin July 9, 2019

Best 30 40th Birthday Party Ideas for Men .Host the Ultimate Celebration with Themed Birthday Celebration Event…
Birthday Party Inspirations
The Best 40th Birthday Party Activities

by admin March 21, 2019

by admin March 21, 2019

The Best 40th Birthday Party Activities .Host the Ultimate Bash with Themed Birthday Celebration Party SuppliesBirthday events…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?