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30Th Birthday

Birthday Gift Ideas
20 Best Ideas 30th Birthday Gift Ideas for Boyfriend

by admin January 15, 2022

by admin January 15, 2022

20 Best Ideas 30th Birthday Gift Ideas for Boyfriend . Birthday Gifts If you’re soon after a…
Birthday Gift Ideas
The top 20 Ideas About 30th Birthday Gift Ideas for Men

by admin January 22, 2021

by admin January 22, 2021

The top 20 Ideas About 30th Birthday Gift Ideas for Men . Birthday Gifts If you’re just…
Birthday Gift Ideas
20 Best 30th Birthday Gift Ideas for Daughter

by admin February 14, 2020

by admin February 14, 2020

20 Best 30th Birthday Gift Ideas for Daughter . So, if oneself are relocating throughout that problem…
Birthday Party Ideas
The top 21 Ideas About 30th Birthday Party Ideas for Men

by admin January 30, 2020

by admin January 30, 2020

The top 21 Ideas About 30th Birthday Party Ideas for Men .1st Birthday Ideas >> Barnyard First…
Birthday Gift Ideas
The Best Ideas for 30th Birthday Gift Ideas for Best Friend

by admin July 30, 2018

by admin July 30, 2018

The Best Ideas for 30th Birthday Gift Ideas for Best Friend . So, in this article at…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?