Tag:

1st Birthday

Birthday Quotes Inspirations
Best 25 1st Birthday Quotes for Daughter

by admin May 15, 2024

by admin May 15, 2024

Best 25 1st Birthday Quotes for Daughter .Sending birthday celebration introductions has ended up being a required…
Birthday Gift Ideas
Top 20 1st Birthday Gift Ideas for Niece

by admin January 14, 2024

by admin January 14, 2024

Top 20 1st Birthday Gift Ideas for Niece . So, right here at a person position, on…
Birthday Gift Inspirations
24 Best 1st Birthday Gift Ideas for Girls

by admin March 21, 2022

by admin March 21, 2022

24 Best 1st Birthday Gift Ideas for Girls . Certain, your birthday celebration woman loves her share…
Party Food Ideas
Top 24 1st Birthday Party Food Ideas Recipes

by admin October 12, 2018

by admin October 12, 2018

Top 24 1st Birthday Party Food Ideas Recipes .@[Chips and also dip is always a party favorite,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?