Category:

Wedding

Wedding Venues
22 Of the Best Ideas for Paso Robles Wedding Venues

by admin September 6, 2018

by admin September 6, 2018

22 Of the Best Ideas for Paso Robles Wedding Venues .After just a short time online you…
Wedding Cakes
The 23 Best Ideas for Pearl Wedding Cakes

by admin September 6, 2018

by admin September 6, 2018

The 23 Best Ideas for Pearl Wedding Cakes .There are a variety of dishes for making butter…
Wedding Dresses
20 Ideas for Gray Wedding Dress

by admin September 4, 2018

by admin September 4, 2018

20 Ideas for Gray Wedding Dress .Wedding celebration dress spending plans are rarely ever before precise. Attempt…
Wedding Venues
The Best Wedding Reception Venues In Utah

by admin September 4, 2018

by admin September 4, 2018

The Best Wedding Reception Venues In Utah .From this setting you can start to focus your search…
Wedding Vows
Top 21 Romantic Funny Wedding Vows

by admin September 3, 2018

by admin September 3, 2018

Top 21 Romantic Funny Wedding Vows .You should offer on your own a rub on the back…
Wedding Rings
Top 22 Rose Gold Wedding Ring

by admin September 3, 2018

by admin September 3, 2018

Top 22 Rose Gold Wedding Ring .Much thought is given right into picking an engagement ring, yet…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?