Category:

Wedding

Wedding Dresses
The top 20 Ideas About Tiered Wedding Dress

by admin August 25, 2018

by admin August 25, 2018

The top 20 Ideas About Tiered Wedding Dress .Are you ready to get married? For the majority…
Wedding Vows
The top 21 Ideas About Wedding Vows for Him Examples

by admin August 25, 2018

by admin August 25, 2018

The top 21 Ideas About Wedding Vows for Him Examples .You need to provide on your own…
Wedding Dresses
The Best Ideas for Wedding Dresses St Louis

by admin August 24, 2018

by admin August 24, 2018

The Best Ideas for Wedding Dresses St Louis .There are numerous wedding celebration details that you need…
Wedding Gifts
Best 24 Wedding Anniversary Gifts by Year

by admin August 24, 2018

by admin August 24, 2018

Best 24 Wedding Anniversary Gifts by Year .You can Send your best dreams with a stylish wedding…
Wedding Shoes
24 Best Ideas Wedding Shoes for Cheap

by admin August 24, 2018

by admin August 24, 2018

24 Best Ideas Wedding Shoes for Cheap .An additional favorite wedding event shoe is the round toe…
Wedding Hairstyles
The 20 Best Ideas for Hairstyles for Short Hair Wedding

by admin August 24, 2018

by admin August 24, 2018

The 20 Best Ideas for Hairstyles for Short Hair Wedding .Looking for the ideal hairstyle isn’t that…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?