Category:

Wedding

Wedding Bands
The top 25 Ideas About Blue Tungsten Wedding Bands

by admin August 12, 2018

by admin August 12, 2018

The top 25 Ideas About Blue Tungsten Wedding Bands .My partner as well as I looked for…
Wedding Gifts
The Best Second Marriage Wedding Gifts

by admin August 12, 2018

by admin August 12, 2018

The Best Second Marriage Wedding Gifts .Sending wedding gifts to praise a couple for starting their lives…
Wedding Vows
The Best Wedding Vows In Sickness and In Health

by admin August 11, 2018

by admin August 11, 2018

The Best Wedding Vows In Sickness and In Health .You need to give on your own a…
Wedding Nails
20 Best Nail Designs for Weddings

by admin August 9, 2018

by admin August 9, 2018

20 Best Nail Designs for Weddings .Your wedding will likely be one of the most essential day…
Wedding Gowns
Top 23 Halloween Wedding Gowns

by admin August 8, 2018

by admin August 8, 2018

Top 23 Halloween Wedding Gowns .It is advisable to use your chosen lingerie for your wedding celebration…
Wedding Rings
The Best Ideas for Wooden Wedding Ring

by admin August 7, 2018

by admin August 7, 2018

The Best Ideas for Wooden Wedding Ring .Wedding celebration rings been available in numerous various materials. One…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?