Category:

Seasonal

Best Christmas Ideas
25 Best Free Christmas Gifts

by admin July 11, 2019

by admin July 11, 2019

25 Best Free Christmas Gifts .For kids, Christmas is just one of the jocund celebrations. Be it…
Best Winter Ideas
The Best Ideas for Winter Party Outfits

by admin July 11, 2019

by admin July 11, 2019

The Best Ideas for Winter Party Outfits .Choosing the perfect winter wedding celebration motif for your requirements…
Best Halloween Ideas
23 Best Ideas Slutty Halloween Ideas

by admin July 11, 2019

by admin July 11, 2019

23 Best Ideas Slutty Halloween Ideas .For the costume purchasing you might need to invest a couple…
Best Pi Day Ideas
Best 21 Creative Pi Day Ideas

by admin July 10, 2019

by admin July 10, 2019

Best 21 Creative Pi Day Ideas .Pi (p) Day Established in 1988 at the Exploratorium, Pi (p)…
Best Pi Day Ideas
The Best Ideas for Pi Day Celebration Activities

by admin July 10, 2019

by admin July 10, 2019

The Best Ideas for Pi Day Celebration Activities .Pi (p) Day Founded in 1988 at the Exploratorium,…
Best Valentines Day Ideas
The Best Ideas for Gifts for Him Valentines Day

by admin July 10, 2019

by admin July 10, 2019

The Best Ideas for Gifts for Him Valentines Day .Yes, the charming day is close. I indicate…
Best Valentines Day Ideas
The top 20 Ideas About Valentines Day Gifts for Him 2016

by admin July 9, 2019

by admin July 9, 2019

The top 20 Ideas About Valentines Day Gifts for Him 2016 .The traditional suggestions are still great…
Best Pi Day Ideas
21 Of the Best Ideas for Pi Day Activities for Preschoolers

by admin July 9, 2019

by admin July 9, 2019

21 Of the Best Ideas for Pi Day Activities for Preschoolers .Pi Day is celebrated on March…
Best St. Patrick Day Ideas
22 Of the Best Ideas for St Patrick's Day Writing Activities

by admin July 7, 2019

by admin July 7, 2019

22 Of the Best Ideas for St Patrick&#039;s Day Writing Activities .Descendents of those that arrived during…
Best St. Patrick Day Ideas
The top 22 Ideas About St Patrick's Day Jokes Quotes

by admin July 7, 2019

by admin July 7, 2019

The top 22 Ideas About St Patrick&#039;s Day Jokes Quotes .The surprise element. Many people anticipate to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?