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Seasonal

Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Gifts for Parents

by admin January 30, 2020

by admin January 30, 2020

The 20 Best Ideas for Valentines Day Gifts for Parents .There are thousands of valentine day concepts…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Gift Ideas

by admin January 30, 2020

by admin January 30, 2020

20 Of the Best Ideas for Valentines Day Gift Ideas .The traditional ideas are still great concepts.…
Best Fall Ideas
21 Of the Best Ideas for Quotes for Autumn

by admin January 28, 2020

by admin January 28, 2020

21 Of the Best Ideas for Quotes for Autumn .@[One of the most touching and also extravagant…
Best Valentines Day Ideas
Top 20 Valentines Day Cards Ideas for Him

by admin January 28, 2020

by admin January 28, 2020

Top 20 Valentines Day Cards Ideas for Him .Most likely to your delicious chocolate shop and also…
Best Valentines Day Ideas
The 20 Best Ideas for Happy Valentines Day to My son Quotes

by admin January 26, 2020

by admin January 26, 2020

The 20 Best Ideas for Happy Valentines Day to My son Quotes .I mean Valentines Day. If…
Best Fall Ideas
21 Of the Best Ideas for Fall Activities In Minneapolis

by admin January 26, 2020

by admin January 26, 2020

21 Of the Best Ideas for Fall Activities In Minneapolis .@[One of the most touching as well…
Best Spring Ideas
23 Best Spring Ideas Creative

by admin January 24, 2020

by admin January 24, 2020

23 Best Spring Ideas Creative .To aid you draw off the ideal look, here are some spring…
Best Easter Ideas
The 25 Best Ideas for Preschool Easter Basket Ideas

by admin January 23, 2020

by admin January 23, 2020

The 25 Best Ideas for Preschool Easter Basket Ideas .Easter is simply around the corner and undoubtedly…
Best New Years Day Ideas
Top 25 New Year Black Eyed Peas Recipe

by admin January 21, 2020

by admin January 21, 2020

Top 25 New Year Black Eyed Peas Recipe .New Years is a celebration of great delight throughout…
Best Christmas Ideas
The 25 Best Ideas for Best Christmas Gifts for Moms

by admin January 21, 2020

by admin January 21, 2020

The 25 Best Ideas for Best Christmas Gifts for Moms .Christmas concepts for gifts can range from…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?