Category:

Seasonal

Best Valentines Day Ideas
20 Of the Best Ideas for Teenage Valentines Day Ideas

by admin April 9, 2020

by admin April 9, 2020

20 Of the Best Ideas for Teenage Valentines Day Ideas .An exceptional Valentines Day suggestion for your…
Best Valentines Day Ideas
The top 20 Ideas About Alone On Valentines Day Quotes

by admin April 5, 2020

by admin April 5, 2020

The top 20 Ideas About Alone On Valentines Day Quotes .I imply Valentines Day. If you have…
Best Christmas Ideas
Top 25 White Christmas Tree Ideas

by admin March 25, 2020

by admin March 25, 2020

Top 25 White Christmas Tree Ideas .Xmas concepts for gifts can range from home d cor to…
Best Fathers Day Ideas
The 20 Best Ideas for Fathers Day Present Ideas

by admin March 19, 2020

by admin March 19, 2020

The 20 Best Ideas for Fathers Day Present Ideas .It’s exactly why it depends on you to…
Best Winter Ideas
Best 22 11 Year Old Boy Birthday Party Ideas Winter

by admin March 15, 2020

by admin March 15, 2020

Best 22 11 Year Old Boy Birthday Party Ideas Winter .There are of course several places to…
Best Fall Ideas
21 Best Ideas Outdoor Fall Family Photo Ideas

by admin March 15, 2020

by admin March 15, 2020

21 Best Ideas Outdoor Fall Family Photo Ideas .@[One of the most touching as well as glamorous…
Best Passover Ideas
24 Best Ideas Passover Food List

by admin March 13, 2020

by admin March 13, 2020

24 Best Ideas Passover Food List .Continue reading for some wonderful thoughts on just how you can…
Best Summer Ideas
The top 21 Ideas About Summer Acrylic Nail Design

by admin March 13, 2020

by admin March 13, 2020

The top 21 Ideas About Summer Acrylic Nail Design .We are well into summer season and also…
Best Winter Ideas
The 22 Best Ideas for Winter Craft Beer Fest

by admin March 12, 2020

by admin March 12, 2020

The 22 Best Ideas for Winter Craft Beer Fest .Whether you are a guest or the bride-to-be,…
Best Passover Ideas
24 Of the Best Ideas for Passover Salmon Recipe

by admin March 12, 2020

by admin March 12, 2020

24 Of the Best Ideas for Passover Salmon Recipe .As a Christian vacation, Passover was observed by…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?