Category:

Seasonal

Best Fall Ideas
21 Best Family Fall Pictures Clothing Ideas

by admin June 23, 2023

by admin June 23, 2023

21 Best Family Fall Pictures Clothing Ideas .@[One of one of the most touching as well as…
Best Cinco de Mayo Ideas
The top 22 Ideas About Cinco De Mayo Preschool Activities

by admin June 21, 2023

by admin June 21, 2023

The top 22 Ideas About Cinco De Mayo Preschool Activities .Mexican food lends itself to large teams,…
Best Cinco de Mayo Ideas
The Best Cinco De Mayo Crafts for toddlers

by admin June 20, 2023

by admin June 20, 2023

The Best Cinco De Mayo Crafts for toddlers .Cinco de Mayo is the perfect event for a…
Best St. Patrick Day Ideas
The top 22 Ideas About Simple St Patrick's Day Crafts

by admin June 18, 2023

by admin June 18, 2023

The top 22 Ideas About Simple St Patrick&#039;s Day Crafts .The Irish aren’t just like individuals that…
Best Fathers Day Ideas
The top 20 Ideas About Best Fathers Day Gifts 2020

by admin June 17, 2023

by admin June 17, 2023

The top 20 Ideas About Best Fathers Day Gifts 2020 .Papas day may get on a Sunday…
Best Valentines Day Ideas
Best 20 Valentines Day Gifts for Girlfriend

by admin June 17, 2023

by admin June 17, 2023

Best 20 Valentines Day Gifts for Girlfriend .There are thousands of valentine day ideas to choose from…
Best Spring Ideas
Best 23 Spring Ideas Diy

by admin June 13, 2023

by admin June 13, 2023

Best 23 Spring Ideas Diy .It can be the shade of a lamp, the style on the…
Best Mothers Day Ideas
Best 21 Mother's Day Presentation Ideas

by admin May 28, 2023

by admin May 28, 2023

Best 21 Mother&#039;s Day Presentation Ideas .Take her to a dining establishment which she enjoys eating at.…
Best Thanksgiving Ideas
Top 24 Italian Thanksgiving Recipe

by admin May 28, 2023

by admin May 28, 2023

Top 24 Italian Thanksgiving Recipe .The thought of intending a Thanksgiving event so quickly will certainly obtain…
Best Fathers Day Ideas
The Best Kindergarten Fathers Day Crafts

by admin May 24, 2023

by admin May 24, 2023

The Best Kindergarten Fathers Day Crafts .Parenting has three phases, one when the youngsters are babies as…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?