Category:

Seasonal

Best Labor Day Ideas
24 Best Fun Labor Day Activities

by admin October 25, 2018

by admin October 25, 2018

24 Best Fun Labor Day Activities .Use black paint to paint seeds on the outside of the…
Best Pi Day Ideas
The top 21 Ideas About Creative Pi Day Shirt Ideas

by admin October 25, 2018

by admin October 25, 2018

The top 21 Ideas About Creative Pi Day Shirt Ideas .What is p anyway? Separate any circle…
Best St. Patrick Day Ideas
Top 22 St Patrick's Day Menu Ideas

by admin October 22, 2018

by admin October 22, 2018

Top 22 St Patrick&#039;s Day Menu Ideas .The Irish aren’t much like individuals that Irish Americans claim…
Best Fathers Day Ideas
The 20 Best Ideas for Fathers Day Bible Quotes

by admin October 20, 2018

by admin October 20, 2018

The 20 Best Ideas for Fathers Day Bible Quotes .Fathers day might be on a Sunday but…
Best Pi Day Ideas
21 Of the Best Ideas for Pi Day Activities Middle School

by admin October 20, 2018

by admin October 20, 2018

21 Of the Best Ideas for Pi Day Activities Middle School .Pi (p) Day Founded in 1988…
Best Halloween Ideas
The 23 Best Ideas for Food Network Halloween Baking Championship

by admin October 17, 2018

by admin October 17, 2018

The 23 Best Ideas for Food Network Halloween Baking Championship .Many online resources or a Halloween shop…
Best Pi Day Ideas
21 Best Pi Day Stem Activities

by admin October 17, 2018

by admin October 17, 2018

21 Best Pi Day Stem Activities .What is p anyhow? Separate any circle s circumference by its…
Best Pi Day Ideas
21 Ideas for Pi Day Food Deals

by admin October 13, 2018

by admin October 13, 2018

21 Ideas for Pi Day Food Deals .What is p anyhow? Separate any type of circle s…
Best Cinco de Mayo Ideas
The Best Ideas for Cinco De Mayo Party songs

by admin October 13, 2018

by admin October 13, 2018

The Best Ideas for Cinco De Mayo Party songs .Cinco de Mayo is the ideal event for…
Best Labor Day Ideas
24 Ideas for Labor Day Cakes Ideas

by admin October 12, 2018

by admin October 12, 2018

24 Ideas for Labor Day Cakes Ideas .As the initial Monday of September expands more detailed, the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?