Category:

Seasonal

Best Summer Ideas
Best 21 Summer Activities for Adults

by admin April 2, 2019

by admin April 2, 2019

Best 21 Summer Activities for Adults .Why not have a summertime enjoyable celebration as well as allow…
Best St. Patrick Day Ideas
Best 22 Funny St Patrick's Day Quotes

by admin April 1, 2019

by admin April 1, 2019

Best 22 Funny St Patrick&#039;s Day Quotes .Descendents of those that arrived throughout the Irish potato scarcities…
Best Pi Day Ideas
The 21 Best Ideas for Pi Day Project Ideas for High School

by admin April 1, 2019

by admin April 1, 2019

The 21 Best Ideas for Pi Day Project Ideas for High School .What is p anyway? Split…
Best Mothers Day Ideas
21 Best Mother's Day 2017 Gift Ideas

by admin March 31, 2019

by admin March 31, 2019

21 Best Mother&#039;s Day 2017 Gift Ideas .Take her to a restaurant which she likes consuming at.…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Gifts for Husband

by admin March 26, 2019

by admin March 26, 2019

20 Best Ideas Valentines Day Gifts for Husband .Go to your chocolate shop and also have the…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Bulletin Board Ideas

by admin March 25, 2019

by admin March 25, 2019

The 22 Best Ideas for St Patrick&#039;s Day Bulletin Board Ideas .The Irish aren’t just like individuals…
Best New Years Day Ideas
Best 25 Chinese New Year Crafts 2020

by admin March 23, 2019

by admin March 23, 2019

Best 25 Chinese New Year Crafts 2020 .A common personalized on New Years is among making resolutions…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Crafts for toddlers

by admin March 22, 2019

by admin March 22, 2019

20 Best Ideas Valentines Day Crafts for toddlers .A superb Valentines Day suggestion for your girlfriend can…
Best Fall Ideas
Best 21 Autumn Weddings Ideas

by admin March 21, 2019

by admin March 21, 2019

Best 21 Autumn Weddings Ideas .@[One of the most glamorous and touching motif wedding celebrations is the…
Best Spring Ideas
23 Of the Best Ideas for Spring Ideas Pictures

by admin March 21, 2019

by admin March 21, 2019

23 Of the Best Ideas for Spring Ideas Pictures .It can be the shade of a light,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?