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Best Valentines Day Ideas

Best Valentines Day Ideas
Top 20 Valentines Day Quotes for Her

by admin October 14, 2019

by admin October 14, 2019

Top 20 Valentines Day Quotes for Her .I suggest Valentines Day. If you have a sweetheart, companion…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Food Idea

by admin October 9, 2019

by admin October 9, 2019

20 Of the Best Ideas for Valentines Day Food Idea .An outstanding Valentines Day concept for your…
Best Valentines Day Ideas
The 20 Best Ideas for Happy Valentines Day Quotes for Her

by admin October 7, 2019

by admin October 7, 2019

The 20 Best Ideas for Happy Valentines Day Quotes for Her .The classic suggestions are still terrific…
Best Valentines Day Ideas
The top 20 Ideas About Romantic Decorating Ideas for Valentines Day

by admin October 7, 2019

by admin October 7, 2019

The top 20 Ideas About Romantic Decorating Ideas for Valentines Day .I indicate Valentines Day. If you…
Best Valentines Day Ideas
Top 20 Quotes for Valentines Day Cards

by admin October 4, 2019

by admin October 4, 2019

Top 20 Quotes for Valentines Day Cards .A superb Valentines Day suggestion for your sweetheart can be…
Best Valentines Day Ideas
20 Best Ideas Mens Gifts Valentines Day

by admin October 1, 2019

by admin October 1, 2019

20 Best Ideas Mens Gifts Valentines Day .A superb Valentines Day idea for your girlfriend can be…
Best Valentines Day Ideas
The 20 Best Ideas for Best Valentines Day Quotes

by admin September 30, 2019

by admin September 30, 2019

The 20 Best Ideas for Best Valentines Day Quotes .There are thousands of valentine day concepts to…
Best Valentines Day Ideas
Best 20 New Boyfriend Valentines Day Gift Ideas

by admin September 29, 2019

by admin September 29, 2019

Best 20 New Boyfriend Valentines Day Gift Ideas .The timeless concepts are still wonderful ideas. There is…
Best Valentines Day Ideas
The Best Valentines Day Gifts for Teachers

by admin September 25, 2019

by admin September 25, 2019

The Best Valentines Day Gifts for Teachers .There are thousands of valentine day suggestions to pick from…
Best Valentines Day Ideas
20 Best Valentines Day Gift Baskets

by admin September 24, 2019

by admin September 24, 2019

20 Best Valentines Day Gift Baskets .A superb Valentines Day idea for your partner can be a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?