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Best Valentines Day Ideas

Best Valentines Day Ideas
The 20 Best Ideas for Gifts for Boyfriends for Valentines Day

by admin December 11, 2019

by admin December 11, 2019

The 20 Best Ideas for Gifts for Boyfriends for Valentines Day .There are thousands of valentine day…
Best Valentines Day Ideas
The Best Valentines Day Ideas for Preschoolers

by admin December 9, 2019

by admin December 9, 2019

The Best Valentines Day Ideas for Preschoolers .Go to your chocolate shop and also have the “pet…
Best Valentines Day Ideas
The 20 Best Ideas for Creative Valentines Day Gift for Boyfriend

by admin December 7, 2019

by admin December 7, 2019

The 20 Best Ideas for Creative Valentines Day Gift for Boyfriend .An exceptional Valentines Day idea for…
Best Valentines Day Ideas
20 Of the Best Ideas for Amazing Valentines Day Ideas

by admin December 3, 2019

by admin December 3, 2019

20 Of the Best Ideas for Amazing Valentines Day Ideas .Go to your chocolate store as well…
Best Valentines Day Ideas
The top 20 Ideas About Cute Valentines Day Gifts for Her

by admin December 2, 2019

by admin December 2, 2019

The top 20 Ideas About Cute Valentines Day Gifts for Her .Go to your chocolate store and…
Best Valentines Day Ideas
The 20 Best Ideas for Batman Valentines Day Gifts

by admin November 30, 2019

by admin November 30, 2019

The 20 Best Ideas for Batman Valentines Day Gifts .There are thousands of valentine day suggestions to…
Best Valentines Day Ideas
Best 20 Gift for Man Valentines Day

by admin November 24, 2019

by admin November 24, 2019

Best 20 Gift for Man Valentines Day .There are thousands of valentine day suggestions to pick from…
Best Valentines Day Ideas
20 Best Long Distance Relationship Valentines Day Ideas

by admin November 23, 2019

by admin November 23, 2019

20 Best Long Distance Relationship Valentines Day Ideas .I mean Valentines Day. If you have a girlfriend,…
Best Valentines Day Ideas
Top 20 Valentines Day Party Food

by admin November 23, 2019

by admin November 23, 2019

Top 20 Valentines Day Party Food .An outstanding Valentines Day concept for your girlfriend can be a…
Best Valentines Day Ideas
20 Ideas for Valentines Day Gift Sets

by admin November 15, 2019

by admin November 15, 2019

20 Ideas for Valentines Day Gift Sets .A superb Valentines Day concept for your sweetheart can be…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?