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Best Valentines Day Ideas

Best Valentines Day Ideas
The Best Valentines Day Presents Ideas

by admin December 28, 2019

by admin December 28, 2019

The Best Valentines Day Presents Ideas .There are thousands of valentine day concepts to select from yet…
Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Crafts Preschoolers

by admin December 26, 2019

by admin December 26, 2019

The 20 Best Ideas for Valentines Day Crafts Preschoolers .The timeless concepts are still fantastic concepts. There…
Best Valentines Day Ideas
Top 20 Single Valentines Day Quotes

by admin December 24, 2019

by admin December 24, 2019

Top 20 Single Valentines Day Quotes .Go to your chocolate shop as well as have the “pet…
Best Valentines Day Ideas
20 Best Ideas Inspirational Quotes for Valentines Day

by admin December 22, 2019

by admin December 22, 2019

20 Best Ideas Inspirational Quotes for Valentines Day .An excellent Valentines Day idea for your partner can…
Best Valentines Day Ideas
The top 20 Ideas About Diy Valentines Day Gifts

by admin December 21, 2019

by admin December 21, 2019

The top 20 Ideas About Diy Valentines Day Gifts .The timeless concepts are still great ideas. There…
Best Valentines Day Ideas
The 20 Best Ideas for toddler Valentines Day Crafts

by admin December 19, 2019

by admin December 19, 2019

The 20 Best Ideas for toddler Valentines Day Crafts .The timeless ideas are still excellent ideas. Also…
Best Valentines Day Ideas
The Best Ideas for Love Quotes for Valentines Day

by admin December 17, 2019

by admin December 17, 2019

The Best Ideas for Love Quotes for Valentines Day .Go to your chocolate shop and also have…
Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Ideas for Guys

by admin December 12, 2019

by admin December 12, 2019

The 20 Best Ideas for Valentines Day Ideas for Guys .Go to your chocolate shop and also…
Best Valentines Day Ideas
The 20 Best Ideas for Gifts for Boyfriends for Valentines Day

by admin December 11, 2019

by admin December 11, 2019

The 20 Best Ideas for Gifts for Boyfriends for Valentines Day .There are thousands of valentine day…
Best Valentines Day Ideas
The Best Valentines Day Ideas for Preschoolers

by admin December 9, 2019

by admin December 9, 2019

The Best Valentines Day Ideas for Preschoolers .Go to your chocolate shop and also have the “pet…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?