Category:

Best Halloween Ideas

Best Halloween Ideas
23 Best Ideas Preschool Halloween Crafts

by admin August 20, 2019

by admin August 20, 2019

23 Best Ideas Preschool Halloween Crafts .For the outfit shopping you might need to spend a few…
Best Halloween Ideas
23 Best Ideas Diy Halloween Costumes Womens

by admin August 9, 2019

by admin August 9, 2019

23 Best Ideas Diy Halloween Costumes Womens .For the outfit shopping you might have to spend a…
Best Halloween Ideas
The Best Halloween Design for Nails

by admin July 24, 2019

by admin July 24, 2019

The Best Halloween Design for Nails .For convenience we can split Halloween concepts in various categories such…
Best Halloween Ideas
The top 23 Ideas About Halloween Party Nyc

by admin July 23, 2019

by admin July 23, 2019

The top 23 Ideas About Halloween Party Nyc .For the costume shopping you might have to spend…
Best Halloween Ideas
23 Best Ideas Slutty Halloween Ideas

by admin July 11, 2019

by admin July 11, 2019

23 Best Ideas Slutty Halloween Ideas .For the costume purchasing you might need to invest a couple…
Best Halloween Ideas
Top 23 Halloween Face Paint Ideas for Adults

by admin May 30, 2019

by admin May 30, 2019

Top 23 Halloween Face Paint Ideas for Adults .Many on-line sources or a Halloween store can not…
Best Halloween Ideas
The 23 Best Ideas for Work Halloween Party Ideas

by admin November 15, 2018

by admin November 15, 2018

The 23 Best Ideas for Work Halloween Party Ideas .Numerous on-line sources or a Halloween shop can…
Best Halloween Ideas
The 23 Best Ideas for Food Network Halloween Baking Championship

by admin October 17, 2018

by admin October 17, 2018

The 23 Best Ideas for Food Network Halloween Baking Championship .Many online resources or a Halloween shop…
Best Halloween Ideas
The Best Halloween Costume Ideas Party City

by admin September 17, 2018

by admin September 17, 2018

The Best Halloween Costume Ideas Party City .Several on-line resources or a Halloween shop can not just…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?