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Best Christmas Ideas

Best Christmas Ideas
The top 25 Ideas About Cool Christmas Gifts for Men

by admin June 9, 2019

by admin June 9, 2019

The top 25 Ideas About Cool Christmas Gifts for Men .Babies can be gifted a selection of…
Best Christmas Ideas
25 Best Ideas Christmas Gifts for Best Friend

by admin May 16, 2019

by admin May 16, 2019

25 Best Ideas Christmas Gifts for Best Friend .For kids, Christmas is among the jocund events. Be…
Best Christmas Ideas
Top 25 Stampinup Christmas Card Ideas

by admin April 20, 2019

by admin April 20, 2019

Top 25 Stampinup Christmas Card Ideas .Xmas suggestions for presents can vary from house d cor to…
Best Christmas Ideas
25 Ideas for Christmas Gift Ideas for Parents

by admin March 14, 2019

by admin March 14, 2019

25 Ideas for Christmas Gift Ideas for Parents .Aside from cards, flowers and cakes, the perfect presents…
Best Christmas Ideas
25 Ideas for 25 Days Of Christmas Ideas

by admin August 12, 2018

by admin August 12, 2018

25 Ideas for 25 Days Of Christmas Ideas .Babies can be gifted a variety of things during…
Best Christmas Ideas
The Best Ideas for Christmas Gift Under $25

by admin July 24, 2018

by admin July 24, 2018

The Best Ideas for Christmas Gift Under $25 .Infants can be talented a range of things throughout…
Best Christmas Ideas
The top 25 Ideas About Funny Christmas Gifts

by admin July 22, 2018

by admin July 22, 2018

The top 25 Ideas About Funny Christmas Gifts .Besides blossoms, cards and also cakes, the suitable gifts…
Best Christmas Ideas
25 Of the Best Ideas for the Christmas Gift Cast

by admin June 23, 2018

by admin June 23, 2018

25 Of the Best Ideas for the Christmas Gift Cast .Christmas ideas for presents can range from…
Best Christmas Ideas
25 Of the Best Ideas for One Year Old Christmas Gift

by admin June 15, 2018

by admin June 15, 2018

25 Of the Best Ideas for One Year Old Christmas Gift .Xmas suggestions for presents can range…
Best Christmas Ideas
25 Best Christmas Gift Background

by admin June 7, 2018

by admin June 7, 2018

25 Best Christmas Gift Background .Besides flowers, cards and also cakes, the perfect gifts for your partner…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?