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Winter Recipes

Winter Recipes
21 Ideas for Quick Winter Dinners

by admin December 10, 2023

by admin December 10, 2023

21 Ideas for Quick Winter Dinners .This lotion soup is an example of a satisfied as well…
Winter Recipes
The 21 Best Ideas for Roasted Winter Vegetables Recipe

by admin May 2, 2023

by admin May 2, 2023

The 21 Best Ideas for Roasted Winter Vegetables Recipe .This cream soup is an instance of a…
Winter Recipes
21 Ideas for Winter Birthday Cake

by admin December 6, 2022

by admin December 6, 2022

21 Ideas for Winter Birthday Cake .This lotion soup is an example of a satisfied as well…
Winter Recipes
Best 21 Winter Wonderland Wedding Cakes

by admin May 20, 2022

by admin May 20, 2022

Best 21 Winter Wonderland Wedding Cakes .This lotion soup is an instance of a delighted and also…
Winter Recipes
21 Ideas for Easy Winter Desserts

by admin November 9, 2021

by admin November 9, 2021

21 Ideas for Easy Winter Desserts .This cream soup is an example of a pleased and also…
Winter Recipes
Top 21 Gin Drinks for Winter

by admin March 3, 2020

by admin March 3, 2020

Top 21 Gin Drinks for Winter .Throughout winter, soups, covered dishes, and bakes are the name of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?