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Valentine’s Day Recipes

Valentine's Day Recipes
Top 20 Valentines Day Candy Hearts Sayings

by admin November 10, 2019

by admin November 10, 2019

Top 20 Valentines Day Candy Hearts Sayings .Consuming Richly + Cookies & Cups Sure, a romantic dinner…
Valentine's Day Recipes
Best 20 Valentines Dinner Deals

by admin November 3, 2019

by admin November 3, 2019

Best 20 Valentines Dinner Deals .Consuming Richly + Cookies & Cups Sure, a romantic dinner is the…
Valentine's Day Recipes
Best 20 Valentines Food Gifts

by admin October 29, 2019

by admin October 29, 2019

Best 20 Valentines Food Gifts .Sure, a charming dinner is the star of Valentine’s Day, yet lunch…
Valentine's Day Recipes
20 Of the Best Ideas for Cute Valentines Day Desserts

by admin October 27, 2019

by admin October 27, 2019

20 Of the Best Ideas for Cute Valentines Day Desserts .Certain, a romantic dinner is the star…
Valentine's Day Recipes
20 Ideas for Valentine's Day Dinner Specials

by admin October 23, 2019

by admin October 23, 2019

20 Ideas for Valentine&#039;s Day Dinner Specials .Consuming Highly + Cookies & Cups Sure, an enchanting dinner…
Valentine's Day Recipes
The Best Ideas for Valentines Dinners at Home

by admin October 23, 2019

by admin October 23, 2019

The Best Ideas for Valentines Dinners at Home .Consuming Richly + Cookies & Cups Sure, a charming…
Valentine's Day Recipes
Best 20 Valentine Dinners for Family

by admin October 23, 2019

by admin October 23, 2019

Best 20 Valentine Dinners for Family .Enchanting recipes for that unique a person on Valentine’s Day. Below…
Valentine's Day Recipes
20 Best Valentines Day Dinner Restaurants

by admin October 22, 2019

by admin October 22, 2019

20 Best Valentines Day Dinner Restaurants .Certain, a charming dinner is the celebrity of Valentine’s Day, but…
Valentine's Day Recipes
The top 20 Ideas About Valentine's Day Brownies

by admin October 17, 2019

by admin October 17, 2019

The top 20 Ideas About Valentine&#039;s Day Brownies .Enchanting recipes for that special a person on Valentine’s…
Valentine's Day Recipes
20 Best Ideas Easy Valentine's Day Desserts

by admin October 11, 2019

by admin October 11, 2019

20 Best Ideas Easy Valentine&#039;s Day Desserts .Sure, a romantic dinner is the celebrity of Valentine’s Day,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?