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Valentine’s Day Recipes

Valentine's Day Recipes
Best 20 Healthy Valentines Snacks

by admin February 2, 2020

by admin February 2, 2020

Best 20 Healthy Valentines Snacks .Certain, a charming dinner is the star of Valentine’s Day, but lunch…
Valentine's Day Recipes
The 20 Best Ideas for Candy Puns for Valentines Day

by admin January 23, 2020

by admin January 23, 2020

The 20 Best Ideas for Candy Puns for Valentines Day .Consuming Highly + Cookies & Cups Sure,…
Valentine's Day Recipes
20 Of the Best Ideas for Valentine's Day Breakfast Recipes

by admin January 20, 2020

by admin January 20, 2020

20 Of the Best Ideas for Valentine&#039;s Day Breakfast Recipes .Sure, a charming dinner is the star…
Valentine's Day Recipes
20 Of the Best Ideas for Valentines Day Sugar Cookies

by admin January 18, 2020

by admin January 18, 2020

20 Of the Best Ideas for Valentines Day Sugar Cookies .Certain, an enchanting dinner is the celebrity…
Valentine's Day Recipes
The Best Valentines Day Candy Sale

by admin January 5, 2020

by admin January 5, 2020

The Best Valentines Day Candy Sale .Consuming Richly + Cookies & Cups Sure, a charming dinner is…
Valentine's Day Recipes
The Best Family Valentine Dinners

by admin January 3, 2020

by admin January 3, 2020

The Best Family Valentine Dinners .Consuming Highly + Cookies & Cups Sure, an enchanting dinner is the…
Valentine's Day Recipes
The Best See's Candy Valentines Day

by admin January 3, 2020

by admin January 3, 2020

The Best See&#039;s Candy Valentines Day .Eating Highly + Cookies & Cups Sure, a romantic dinner is…
Valentine's Day Recipes
The Best Ideas for Valentines Day Candy Corn

by admin January 2, 2020

by admin January 2, 2020

The Best Ideas for Valentines Day Candy Corn .Sure, an enchanting dinner is the celebrity of Valentine’s…
Valentine's Day Recipes
20 Best Valentine's Day Dessert Ideas

by admin January 1, 2020

by admin January 1, 2020

20 Best Valentine&#039;s Day Dessert Ideas .Enchanting recipes for that special someone on Valentine’s Day. Below are…
Valentine's Day Recipes
The 20 Best Ideas for Best Valentines Desserts

by admin December 30, 2019

by admin December 30, 2019

The 20 Best Ideas for Best Valentines Desserts .Enchanting recipes for that unique a person on Valentine’s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?